Has your washing machine just broken down? Are you moving into a new home and on a tight budget? Equipping yourself with major household appliances often represents a significant expense for families.
Fortunately, there are little-known solutions to reduce the bill. Many of our customers at Nesri Discount don't know this, but the Family Allowance Fund (CAF) can finance a large part of your essential purchases.
By combining CAF assistance for household appliances with our discount prices (lower than major retailers), you can get brand-new, guaranteed, top-brand equipment without breaking the bank. Here's how it works.
What assistance does the CAF offer for purchasing household appliances?
The CAF (Family Allowance Fund) doesn't distribute money randomly, but offers specific programs to help households live decently. The most common program is the Household Equipment Loan (PEM) .
The Household Equipment Loan (PEM)
It's a "social" loan. Unlike a traditional consumer loan, a CAF loan is generally interest-free (zero rate).
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The amount: It varies depending on your department (each CAF is independent), but it is often between €400 and €800.
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Reimbursement: It is made in small monthly installments directly deducted from your family benefits. It's painless and automatic.
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Eligible products: Washing machine, refrigerator, cooker, gas stove, freezer, and sometimes even furniture.
Exceptional Relief
In very difficult situations, the CAF (Family Allowance Fund) may sometimes grant a non-repayable subsidy (a grant). This depends on the assessment of a social worker.
Who is eligible for this assistance?
Obtaining a household equipment loan is not automatic. To be eligible, you generally need to meet these three criteria:
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Being a benefit recipient: You must already be receiving a benefit from the CAF.
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Having a dependent child: Or expecting a child (according to the CAF).
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Family Quotient: Your family quotient must not exceed a certain ceiling (often around €700 or €800, but check with your local CAF).
Pro tip: Log in to your "My Account" space on the CAF website to see if you are eligible or contact your social worker.
Why choose Nesri Discount for your subsidized purchase?
Once you know you are entitled to assistance, you need to choose where to buy it. This is where Nesri Discount differentiates itself from a traditional store like Darty or Boulanger.
1. Your budget is doubly optimized
The CAF subsidy has a maximum amount. If you go to a large, expensive chain, your loan might only cover 70% of the machine. At Nesri Discount , our prices are already slashed.
Result: With the same amount of CAF aid, you can often pay for your entire device with us, without taking anything out of your pocket immediately.
2. We are familiar with the procedures
We are accustomed to working with purchase orders and quotes required for CAF (French family allowance fund) or social worker applications. We can quickly provide you with the documents (pro forma quotes) you need to get your application processed.
3. After-sales service and repair security
Buying cheaper doesn't mean buying "disposable". At Nesri, we are a complete ecosystem.
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Home after-sales service: In case of a problem, we intervene quickly.
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Spare parts: We have our own stock of parts. If your machine has a minor breakdown in 5 years, we can repair it instead of forcing you to buy a new one. That's true sustainable economics.
How to proceed in practice?
Would you like to use social assistance to purchase equipment from us? It's simple:
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Make your choice: Browse our site Nesri Discount and find the washing machine, fridge or stove you need.
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Request a quote: Contact us or visit us. We will provide you with a precise quote for the cost of the device.
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Confirm with the CAF: Send this quote to your local CAF office. Once you receive approval, you can collect your equipment.
Don't let a tight budget deprive you of essential comforts. With government assistance and Nesri Discount prices, new equipment is within reach.
[See our catalog of discounted household appliances]
